Input note on any beat without entering rests first

I know, I know. The standard response is that music is written left to right. So if I want to input a quarter note on beat four of an empty measure, I have to enter rests first until I get to beat four. Then I can input my note.

True, music is READ left to right. But always written that way? Just not so. Back in the paper days, I would often write notes later in a measure before finishing up with rests. I don't know about Finale, but Sebelius has allowed this for many years.

I input with a mouse. Don't bother telling me keyboard entry is quicker. Not interested. Let's say I'm working in measure 24 on the violin part. I want to go back to measure 10 an start work on the trumpet part. I want a quarter note on beat four of measure nine. I hover my mouse over beat four and enter the note. Done. Rests are automatically added.
Here is how it works in Sibelius. There is a setting to be able to add notes on quarter beats or eight beats. Note input activates a ghost note much like MuseScore. The difference is that I can input a note where the ghost note is. Not just where the cursor is.
This would also work in voices in MU4. And would be a miracle in the Drum palette. Which is so bad I don't write for drum set in MU4. As an aside, for drum set input, Sibelius uses no shortcuts ( if you don't want them), one voice for drums, and a second voice for cymbals.
For a mouser, Input a note on any beat is so much faster than the not entirely true music is written left to right method.